FinX 3.0 • Annual Conclave
India's First Auto Loan Conclave3rd Edition
Driving the Future of Auto Finance & Mobility Ecosystem
19 August 2026
10:00 AM – 4:00 PM
Hotel Aurika, Mumbai
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Conclave Partners & Sponsors
Park+
Kotak Mahindra Prime
CRIF High Mark
Qualtech
Transunion CIBIL
Nucleus Software
QuickWork
Tata Capital
Signzy
Suryodaya Bank
Bundela Fincorp
Knight Fintech
Challan Walla
Vahaan Bazaar
Criterion Screens
FinBox
Brio TV
Legal Kart
CarArth
Shriram Automall
Varcas EV
Finhaat
Shfin Credit
Moongipa Capital
CubeAi
Ruppy
Nxcar
PumPumPum
Fuehrer Capital
Pulscue
Resurgent India Ltd
UNCIA
JuniGadi
KVB
FIDC (Finance Industry Development Council)
EMFAI (Electric Mobility Finance Association of India)
FADA (Federation of Automobile & Dealers Association)
IFF (Indian Financial Forum)
ITLC (IT Leaders Community)
International Federation of Electric Vehicle Associations (IFEVA)
TN Auto Skills
Auto Monitor
Park+
Kotak Mahindra Prime
CRIF High Mark
Qualtech
Transunion CIBIL
Nucleus Software
QuickWork
Tata Capital
Signzy
Suryodaya Bank
Bundela Fincorp
Knight Fintech
Challan Walla
Vahaan Bazaar
Criterion Screens
FinBox
Brio TV
Legal Kart
CarArth
Shriram Automall
Varcas EV
Finhaat
Shfin Credit
Moongipa Capital
CubeAi
Ruppy
Nxcar
PumPumPum
Fuehrer Capital
Pulscue
Resurgent India Ltd
UNCIA
JuniGadi
KVB
FIDC (Finance Industry Development Council)
EMFAI (Electric Mobility Finance Association of India)
FADA (Federation of Automobile & Dealers Association)
IFF (Indian Financial Forum)
ITLC (IT Leaders Community)
International Federation of Electric Vehicle Associations (IFEVA)
TN Auto Skills
Auto Monitor
Park+
Kotak Mahindra Prime
CRIF High Mark
Qualtech
Transunion CIBIL
Nucleus Software
QuickWork
Tata Capital
Signzy
Suryodaya Bank
Bundela Fincorp
Knight Fintech
Challan Walla
Vahaan Bazaar
Criterion Screens
FinBox
Brio TV
Legal Kart
CarArth
Shriram Automall
Varcas EV
Finhaat
Shfin Credit
Moongipa Capital
CubeAi
Ruppy
Nxcar
PumPumPum
Fuehrer Capital
Pulscue
Resurgent India Ltd
UNCIA
JuniGadi
KVB
FIDC (Finance Industry Development Council)
EMFAI (Electric Mobility Finance Association of India)
FADA (Federation of Automobile & Dealers Association)
IFF (Indian Financial Forum)
ITLC (IT Leaders Community)
International Federation of Electric Vehicle Associations (IFEVA)
TN Auto Skills
Auto Monitor
FinX 3.0
Distinguished Speakers
Leading industry pioneers, NBFC stalwarts, and regulatory experts will share their visions for the future of auto finance.
Share Your Expertise at FinX 3.0
Are you an auto finance specialist, automotive leader, or FinTech innovator? Apply to join our panels and contribute to the industry discourse.
Market Intelligence
India's Growth Engine
The automotive sector is a key driver of macroeconomic growth and technological advancement in India.
7.35% CAGR
New Car Market
$63.84B
Expected by 2031 (Up from $44.45B in 2026)
14.72% CAGR
Used Car Market
$82.88B
Expected by 2031 (Up from $41.74B in 2026)
7.41% CAGR
Car Loan Market
$42.90B
Expected by 2031 (Up from $30.02B in 2026)
Rapid Growth
Online Car Buying
$27.61B
Expected by 2034 (Up from $12.79B in 2025)
Sector Analysis
Market Overview
New Car Market
- Growing at 5.5–7.5% CAGR
- Driven by EV adoption
- 4.5M+ annual units
Used Car Market
- Reaching 9.5M+ units by 2030
- Rising used-to-new ratio
- 11–15% CAGR growth
Market Outlook
- USD 147–250B+ industry value
- Strong digital transformation
- Urbanization impact
New Car Market Size in India
India is one of the largest automotive markets in the world, ranking among the top three in terms of annual vehicle production and sales. The broader automotive industry (including cars) is worth around USD 147–250+ billion and is forecasted to grow steadily through the decade.
Passenger vehicle (car) sales are a major segment, with total annual sales estimated at around 4.5–4.6 million units in 2025, driven by strong consumer demand, festive-season buying, and policy tailwinds.
Industry forecasts suggest that total vehicle sales (including passenger vehicles) could surpass 6–7+ million units by 2030, growing at a moderate CAGR of ~5.5–7.5% as urbanisation, income growth, and product diversification continue.
Key Drivers of Growth in the New Car Market
- Rising Disposable Incomes & Changing Lifestyles
- Policy Support & Regulatory Tailwinds
- Rapid Electrification & EV Adoption
- Product Innovation & Segment Diversification
- Manufacturing Expansion & Global Integration
- Financing & Affordability
- Urbanisation & Mobility Needs
Regulatory Landscape
Policy Changes & Industry Challenges
The auto finance sector is navigating a complex landscape of regulatory updates and shifting market dynamics.
Industry Challenges
01Rising vehicle prices, Interest rate volatility
02Affordability pressure on customers
03Credit risk and rising delinquencies
04Informal income profiles
05Used car valuation risk
06EV financing challenges
07Fraud and document manipulation
08Multiple financing risk
09Dealer and DSA dependency
10High customer acquisition cost
11Regulatory and compliance burden
12Collection and recovery challenges
13Delays in RC transfer and RTO processes
14Technology integration gaps, Data quality and underwriting limitations
15Slower growth in entry-level car segment
16Repossession and legal risks
Regulatory Outlook
GST Rationalisation & Tax Reforms
Electric Vehicle (EV) Promotion & Incentive Policies
Vehicle Scrappage & Emission Controls
Fuel Efficiency & Emission Norm Adjustments
Global Trade & Investment Policies
Forward View
Future Outlook & Trends
Sustained Market Expansion
Premium & SUV Segments Rising
Shift toward Organized Sales
Digital Transformation Continues
Increasing Role of EVs in Pre-Owned
3rd Edition
About the Conclave
About FinX Conclave
FinX Conclave is India's premier BFSI platform connecting Banks, NBFCs, FinTechs, Regulators and other Industry stakeholders to drive collaboration, innovation and sustainable credit growth.
The 3rd Edition of FinX Conclave focuses on one of India's largest and fastest expanding retail credit markets "Auto Finance 2.0" and examines how lenders are leveraging digital channels, partnerships, data analytics, and innovative product structures to capture emerging demand and accelerate sustainable growth across the mobility ecosystem.
Ecosystem
Stakeholders of Auto Loan
Connecting the entire mobility and finance ecosystem under one roof.
01Vehicle manufacturers (OEMs)
02Banks, Small Finance Banks, NBFCs
03New car dealers, Used car dealers
04Captive finance arms of OEMs
05Car loan aggregators
06FinTech lending platforms
07Credit bureaus
08Fraud risk and identity verification companies
09Vehicle valuation and inspection agencies
10Insurance companies
11Warranty and protection plan providers
12Dealer management system (DMS) providers
13Collections and recovery agencies
14Telematics and asset tracking providers
15Regulators and government authorities
16Fleet operators and mobility service providers
17Industry associations and ecosystem enablers
18Credit Rating Organisations
Purpose
Objectives of the Conclave
FinX Auto
Loans 3.0
Loans 3.0
Networking Platform
Facilitate meaningful engagement between Bankers, NBFCs, FinTechs and Channel Partners
Business Enablement
Enable partnerships, sourcing, co-lending and portfolio growth
Knowledge Exchange
Panel discussions, expert sessions and industry insights
Brand Visibility
Powerful branding opportunities for sponsors and partners
Ecosystem Development
Build a strong Tier-2 & Tier-3 car loan ecosystem across India
1
Networking Platform
Facilitate meaningful engagement between Bankers, NBFCs, FinTechs and Channel Partners
2
Business Enablement
Enable partnerships, sourcing, co-lending and portfolio growth
3
Knowledge Exchange
Panel discussions, expert sessions and industry insights
4
Brand Visibility
Powerful branding opportunities for sponsors and partners
5
Ecosystem Development
Build a strong Tier-2 & Tier-3 car loan ecosystem across India
Programme
Event Highlights
1
Inaugural Address by Banking Leaders & Industry Experts
Insightful opening keynote from senior banking leaders and industry experts, setting the vision and direction for the auto finance ecosystem.
2
High-impact Panel Discussions
Engaging panel sessions featuring thought leaders discussing trends, challenges, innovations, and the future of auto loans in India.
3
Product & Technology Showcases
Live demonstrations of cutting-edge products, platforms, and digital solutions transforming auto lending and financial services.
4
B2B Partnering & Networking
Curated networking opportunities to connect with banks, NBFCs, fintechs, OEMs, and service providers for meaningful collaborations.
5
Awards & Recognition Ceremony
Celebrating excellence by honoring organizations and leaders driving innovation and growth in the auto finance sector.
Event Resources
Download Previous Event Reports
Get detailed summaries, outcomes, and delegate feedback from our earlier conclaves.
FinX Conclave Highlights
Full event highlights, delegate profiles, and outcomes from the earlier conclave.
85.0 MBDownload PDF
FinX 2.0 Highlights Report
Comprehensive summary report and photo journal of the 2nd Edition conclave.
64.8 MBDownload PDF
Agenda
Panel Discussions
Deep dive into the critical aspects of the auto finance industry with our expert panels.
Interactive Panel Topics
Auto Loans 2.0: The Next Growth Chapter
Riding the Electric Wave: The EV Finance Opportunity
Second-Hand, First Choice: Organising the Used-Car Market
FinTech & Automation: Building Frictionless Lending
Data & AI: Precision Underwriting & Collections
Commercial Vehicles & Fleet Finance
Value Proposition
Key Takeaways
Actionable insights tailored for every stakeholder in the auto finance ecosystem.
Access cutting-edge strategies for digitizing auto loan originations and reducing TAT
Discover innovative EV financing models and risk mitigation frameworks
Learn best practices for expanding penetration in Tier 2/3 markets and Used-Car financing
Network with leading FinTechs for partnership opportunities in lending, collections, and KYC
Partners & Sponsors
Event Sponsors
Proudly supported by industry-leading organizations driving automotive and financial innovation.
Kotak Mahindra Prime
CRIF High Mark
Qualtech
Transunion CIBIL
Nucleus Software
QuickWork
Tata Capital
Signzy
Suryodaya Bank
Bundela Fincorp
Knight Fintech
Challan Walla
Vahaan Bazaar
Criterion Screens
FinBox
Brio TV
Legal Kart
CarArth
Shriram Automall
Varcas EV
Finhaat
Shfin Credit
Moongipa Capital
CubeAi
Ruppy
Nxcar
PumPumPum
Fuehrer Capital
Pulscue
Resurgent India Ltd
UNCIA
JuniGadi
KVB
Community Partners
Supported by leading associations driving growth and standards in the mobility and finance ecosystems.
FIDC (Finance Industry Development Council)
EMFAI (Electric Mobility Finance Association of India)
FADA (Federation of Automobile & Dealers Association)
IFF (Indian Financial Forum)
ITLC (IT Leaders Community)
International Federation of Electric Vehicle Associations (IFEVA)
TN Auto Skills
Auto Monitor
Become a Partner or Sponsor
Connect with leading auto finance decision-makers and showcase your brand. Share your goals with us and let's build something great together.